Top 10 Local Churches Near Me That Help With Bills

When families face sudden financial hardship, local churches near me that help with bills are the one-stop solution for people. Churches offer help to communities in need during difficult times. While many believe that help is limited to food or clothing, churches also provide direct financial assistance for essential bills.

Church assistance programs are typically funded through donations, grants, and partnerships with nonprofit organisations. This is how churches may help you through their available funds. If you need help paying bills, you can contact the churches that offer assistance near you.

Local Churches Near Me That Help With Bills

Helping you to pay bills means churches have to pay you the payment first. So, we need to find churches that help us with financial assistance to cover past-due bills. Here, churchesthathelpus has found a few lists of churches that may help you financially.

The Salvation Army York Community Church

The Salvation Army often provides emergency financial assistance for utility bills, rent, food and other essential needs. Many local branches offer seasonal assistance programs with limited funds for those experiencing financial hardship.

United Crescent Hill Ministries

This United Crescent Hill ministry focuses on compassionate service and community outreach, including financial assistance and referrals to support services. They also help connect people with bill-paying programs and local support resources.

Catholic Charities of Louisville

Catholic Charities provides comprehensive assistance to families in need, including emergency financial assistance, utility assistance, rental assistance, and referrals to additional local programs.

Catholic Social Services of the Miami Valley

This organisation provides financial assistance and crisis intervention to help cover essential bills and prevent housing instability. They partner with local parishes for extended community support.

Catholic Charities of Tennessee, Inc.

Provides emergency utility assistance, rental assistance and basic needs resources to people experiencing financial distress, with programs that vary by community.

Catholic Charities Diocese of Pittsburgh

Provides emergency assistance and financial assistance for rent, utilities and essential household bills, particularly to low-income families and those in crisis.

Kingsview Free Methodist Church

A community church that supports local families with benevolence funds, connecting them to financial assistance programs and helping with basic bill assistance as part of outreach ministries.

Richview United Church

Richview United Church participates in community care efforts, including food and essential support, and often links people to resources for emergency financial help and bill assistance.

CSI Christ Church, Toronto

A local church is known for strong community involvement, offering support networks, referrals for financial assistance, and programs to help people struggling with bills or basic living expenses.

Church on the Queensway

This congregation emphasises community support — from hosting food drives to assisting with referrals to financial help services and local charity networks that can help with bills when possible.

This is the list of churches that help with free bills.

• Also read: Churches That Help Pay Light Bill

Churches That Help With Utility Bills

Churches	Address	Phone No.
His Helping Hands	1441 E 37th St N, Wichita, KS 67219	(316) 838-8528
Community Helping Ministry	12120 Bridgeton Sq Dr, Bridgeton, MO 63044	(314) 770-2216
Catholic Charities Kansas City – St. Joseph	1123 S 10th St, St Joseph, MO 64503	(816) 232-2885
Help Give Hope	2809 N Cedarbrook Ave, Springfield, MO 65803	(417) 209-7027
Society of St. Vincent de Paul – Archdiocesan Council of St. Louis	1310 Papin St, St. Louis, MO 63103	(314) 881-6000
Representatives of Christ	2606 Sycamore Ct, St Joseph, MO 64503	(816) 279-4073
Free Store Ministry	615 Elm St, Lebanon, MO 65536	(417) 532-3023
Wellspring Community Church	2101 Jules St, St Joseph, MO 64501	(816) 387-8410
Crossing Outreach St. Joseph	613 S 7th St, St Joseph, MO 64501	(816) 396-8112
First Baptist Church	1225 Francis St, St Joseph, MO 64501	(816) 232-8425

How to Get Free Grants to Pay Bills?

To get free grants to pay bills, here are the steps that you may follow:

1. Check Government Assistance Programs

Start with federal, state, or local programs that offer non-repayable grants. Programs such as LIHEAP (utility bills), emergency rental assistance, and Temporary Assistance for Needy Families (TANF) are designed to help low-income families pay essential bills.

2. Contact Local Churches and Nonprofits

Many churches, Salvation Army centres, Catholic Charities and community nonprofits offer emergency grants for rent, electricity, gas, water or medical bills. These grants are usually short-term but can prevent disconnection or eviction.

3. Apply Through Your Local Community Action Agency

Community action agencies administer government and charitable funds for bill assistance. They help with utilities, housing costs, and sometimes transportation or medical expenses, depending on income eligibility.

4. Look for State and City Emergency Grants

Many cities and counties offer hardship or crisis grants for residents experiencing job loss, illness or an emergency. These grants are often available through social services departments or housing authorities.

5. Ask Utility Companies About Grant Programs

Some utility providers partner with charities to offer hardship grants or relief funds. Call customer service and ask about emergency assistance, forgiveness programs, or one-time grants.

6. Use Online Grant and Assistance Portals

Websites like benefits portals or nonprofit directories help you match available grants based on your income, family size and needs. These tools may uncover programs you may not know about.

This is how you may get help with free bills.

• Also read: Churches That Help With Bills

What Can I Do if I Can’t Afford My Bills?

If you can’t pay bills on your own, then you may ask for help. Here you can do these:

✔️Prioritise Essential Bills

Focus on rent/mortgage, electricity, gas, water and food first. These are important for security and habitat. Non-essential bills can usually wait or be negotiated.

✔️Contact Your Creditors Immediately

Call your utility companies, landlord or lender before bills are overdue. Many offer payment plans, hardship programs, late fee waivers or temporary extensions if you explain your situation.

✔️Apply for Emergency Assistance Programs

Look into government programs like utility assistance, rental assistance, food benefits, and cash assistance. These programs are for people experiencing financial hardship and do not require repayment.

✔️Contact with Churches and Nonprofits

Local churches, the Salvation Army, Catholic Charities and community nonprofits often provide one-time emergency assistance for bills like rent, electricity, gas or water.

If you can’t afford your bills, then follow the steps described above here.

• Also read: Churches That Help With Power Bills

Who is Eligible to Get Help With Bills?

People who need help are eligible to get help with free bills:

• Low-income people and families whose household income is below a set threshold based on federal or local guidelines.

• Unemployed or underemployed people who have lost their jobs, had reduced work hours, or are experiencing financial hardship.

• Single parents, especially single mothers or fathers, are struggling to cover basic expenses.

• People with disabilities or chronic illnesses who receive SSI, SSDI, or disability benefits.

• Families with children, especially those who receive SNAP, TANF, or free/reduced school meals.

If you’re not eligibile then contact the churches directly for further help.

Steps to Apply for Churches That Help With Bills

Here are the steps to apply for free churches that help with bills:

✅Find Local Churches

Search online or ask community centres for churches in your area that offer financial or utility assistance.

✅Contact the Church Office

Call, email or visit the church during office hours to ask about bill assistance programs and eligibility requirements.

✅Ask About Available Help

Confirm what types of bills they help with, such as rent, utility bills, medical bills, or groceries.

✅Check Eligibility Requirements

Most churches help low-income families, senior citizens, single parents, unemployed people, or people experiencing emergencies.

✅Collect Required Documents

Prepare ID, proof of income, recent bills, lease agreements, or eviction or shut-off notices.

✅Complete the Application

Fill out the church’s assistance form online accurately and honestly.

Follow these steps and apply for the assistance now.

• Also read: Churches that Pay Past Due Bills

Conclusion

If you can’t afford your bills, don’t worry, you may get help through the nonprofits and other resources, including churches. By applying for assistance and using community resources, you can get free help. If you’re eligible to get then you may apply for the assistance. Follow the application steps and get help asap.