For low-income people who are facing financial hardships, the main concern is housing. Yes, paying rent with financial hardship is very tough. Almost every rental property needs a security deposit, which is an upfront payment that you have to pay before moving in. But don’t worry! There are faith-based churches that help with deposits.
Churches’ assistance programs are important to all of us. These churches are important for our society, they offer rent assistance, housing assistance, and deposits to the needy. So, if you need help with a security deposit, anytime, go to the church. Only churches can save you from this situation.
Through this article, we will explore the churches that help with deposits, how to receive them, what the benefits are, and many more details.
Do Churches Help With Paying Bills and Housing?
Yes, many churches help in paying bills and housing for needy people. They can help with rent, utilities, or temporary shelters through their outreach or assistance programs. Support depends on the resources of the church and your current situation. That is why here we have described the list of churches that may help you, so that you can contact them directly.
Also read: Churches that Help with Rent and Utilities
List of Top 14 Churches that Help with Deposits
As we said churches help with deposits. So, people who aren’t able to pay the rental deposit may get assistance from the churches. That is why Churchesthathelpus has described the churches with their contact details for you.
1. The Salvation Army
The Salvation Army assists families who are struggling with housing stability including security deposits, rent, and utilities. They collaborate with local housing agencies to help people with safe and affordable housing. Their assistance programs include financial support to help people with long-term shelter. You can contact your nearest Salvation Army branch for more details.
- Phone: 1-800-SAL-ARMY (725-2769)
2. Catholic Charities
Catholic Charities operates lots of housing applications to help human beings in need, including safety deposit help to assist families stable stable housing. The attention on preventing homelessness and addressing housing crises via emergency useful resources and long-time period guide services.
- Phone: 703-549-1390
3. Lutheran Services
Lutheran Services helps people and families facing housing hardships by offering security deposit assistance and other financial assistance. Their housing programs support low-income families and refugees. Beyond financial help, they provide wraparound services such as counseling, employment assistance, and life skills training to promote stability.
- Phone: 202-499-5836
4. Episcopal Church Assistance Programs
The Episcopal Church often supports housing programs through its local parishes and affiliated organizations. Some programs include security deposit assistance, especially for needy people such as single parents or the elderly. Their community helps those in need have access to emergency financial aid and housing advocacy services. Contact a local Episcopal parish for more information on available programs.
- Phone: 212-716-6000
5. United Methodist Church Assistance Programs
United Methodist Churches frequently offer assistance to families experiencing financial hardship, including help with security deposits. Many local congregations partner with non-profits to offer housing assistance and emergency relief services. Programs may also include food, clothing, etc.
- Phone: 1-888-UMC-FAITH (862-3248
6. Presbyterian Church USA (PCUSA)
PCUSA often supports housing programs that include security deposit assistance for those in need. They work through mission funds and local partnerships to help families secure and maintain stable housing. Inquire at a nearby Presbyterian church for details on their housing assistance.
- Phone: 1-800-728-7228
7. Love INC (Love In the Name of Christ)
Love INC partners with local churches to provide help with housing needs, including security deposits. They provide assistance based on referral and people’s conditions. Each place is operated independently.
8. Church of the Nazarene Compassionate Ministries
This church group runs compassionate ministries to help the needy, including deposit assistance for housing. They work with local resources to support families transitioning into permanent housing. Each location handles requests independently.
- Phone: (913) 577-0500
9. Baptist Churches (Local Level)
Many Baptists have philanthropic ministries in churches that help members and residents with immediate requirements. This may include help in paying security deposits when going to a new place. Contact the church office to inquire about the assistance.
- Phone: (615) 244-2355
10. Calvary Chapel Churches
Calvary Chapel congregations often have assistance funds for those in need, especially during housing emergencies. Though not all locations offer deposit help, many do provide financial counseling and short-term aid. Ask your local church about available services.
11. Assemblies of God Churches
These Pentecostal churches often support local outreach programs, which can help deposit or rent. They can also cooperate with community service providers to help people in crisis. Call or go to God Church’s local assemblies for options.
12. Church of Christ (Local Outreach Programs)
Some Church of Christ congregations provide emergency assistance for housing. This may include help with a deposit when going to a new apartment. The assistance is usually limited and offered on a case-by-case basis.
13. Christian Reformed Church (Benevolence Funds)
Local CRC churches may offer benevolence funds to church members or people in their community who are in need. Deposit assistance is often included as part of their emergency help services. Speak to the church office or pastor for guidance.
14. Seventh-day Adventist Community Services
Adventist churches run community service centers that may provide help with security deposits. They also offer food, clothing, and shelter support as part of their mission work. Contact your regional center to see what housing assistance is available.
These are the best churches that help with deposits to people in need. Through the phone number, you can contact these churches and learn about their policies and services.
Also read: Salvation Army Rental Assistance
What is First Month Rent and Security Deposit Assistance?
First month rent and security deposit assistance is a type of financial assistance provided by charities, churches, government programs, and non-profit organizations to help people and families with housing. This assistance usually includes the following:
- First month’s rent: Helps homeowners pay the first rent required when moving into a new home.
- Security Deposit: This security deposit pays a pre-requested amount of money that can be returned to homeowners to cover potential damage or unpaid rent.
This assistance is important for people facing economic hardship, such as low-income families, homelessness, and people recovering from bankruptcy. Eligibility generally depends on housing conditions, income, needs, and documentation.
Also read: Church That Help Paying Rent
Do Churches Help With Mortgage Payments?
Yes, some churches help with the payment of mortgage, especially during financial difficulties. They can provide direct support, connect you with local support programs, or provide emergency financial assistance through their assistance programs. We recommend that you contact churches directly in your area.
Also read: Churches That Help With Mortgage Payments Near Me
Churches That Help Families in Need Near Me
Churches help families in need with deposits and other services like rent, utility, etc.
- Salvation Army: Provides food, clothes, rent, and utility assistance.
- Catholic Charities: Provides emergency assistance to families with shelters, food, and bills.
- The United Methodist Church: Supports low-income families with church-food, housing, and consultation.
- St. Vincent de Paul Society: helps with rent, food, and other necessities through local Parish groups.
- Lutheran Social Services: provides family assistance programs, including Social Services – Food and Housing Assistance.
Contact churches that help with utility bill assistance in need.
Benefits of Church Based Deposit Programs
Church-based deposit programs offer several benefits:
- Accessibility and Community Support: Churches are local and easy to access, providing immediate help to those in need.
- Non-judgmental Assistance: Aid is given based on need, without strict qualifications.
- Additional Support Services: Many churches offer counseling, job assistance, and food programs alongside financial aid.
- Lower Barriers: Fewer requirements and faster access compared to government programs.
- Personalized Assistance: More compassionate and tailored support for people and families.
- Focus on Long-Term Stability: Churches often help with long-term stability, including financial education and mentorship.
For low-income families paying the deposit is next to impossible. Churches help in this case to them. So, these are the benefits people may receive from the church’s deposit assistance program.
Also read: Churches to Pay Past Due Bills
How to Apply for Security Deposit Help?
It is important to apply for security deposit help from churches. though different churches have different application processes, churchesthathelpus has described the best ways to receive security deposit help from churches.
Search for Available Programs
Start finding organizations that help with security deposit assistance, such as the Salvation Army, Catholic Charities, Emergency Rental Assistance (ERAP), or non-profits and community action agencies.
Check Eligibility Requirements
Each program has specific eligibility criteria. Generally, you may need to demonstrate:
- Financial hardship (e.g., low-income status).
- A signed lease agreement.
- Proof of income etc.
Contact the Program
Contact the organization via their website, phone, or in-person visit. Many programs need an application or interview to assess your need for assistance.
Submit Required Documents
Prepare and submit any documents needed, such as:
Proof of income (pay stubs, unemployment benefits).
A letter explaining your financial situation.
Lease agreement and security deposit amount.
Follow Up
After submitting your application, follow up with the organization they received everything and inquire about the processing timeline.
Receive Assistance
If approved, you’ll receive the security deposit assistance directly or through the landlord, depending on the program’s process.
These are the easiest application methods for security deposit help.
Also read: Churches Near Me That Help With Rental Assistance
If You Are Denied for Church Deposits, Then What to Do?
If you are denied for church deposits, then you can do these:
- Try Other Churches or Denominations
Not all churches have funds at the same time. So, you may contact other nearby churches, even outside your denomination. Many churches offer help to anyone, regardless of religion.
- Contact Local Nonprofits or Community Action Agencies
Organizations such as Community Action Agencies, Catholic Charities, and the Salvation Army can provide security deposit assistance. They often have partnerships with churches and can redirect you to programs with funding.
- Call 211 for Local Assistance
Call 2-1-1 or visit 211.org to connect with local housing and emergency financial aid programs. They’ll help you find agencies or funds you might not be aware of.
- Ask for a Letter of Denial
Some government programs or charities require proof that you’ve already tried churches or community groups. Ask the church for a written denial to help your case with other assistance programs.
- Apply for Emergency Housing Grants
Some cities or counties offer one-time emergency housing grants or rental assistance vouchers, which can be used for deposits. Visit your city or county’s housing office or website.
Also read: Charities That Help With Deposit for Rent
These are alternatives you can do when you’re denied to get assistance from churches.
Conclusion
Churches that help with deposits are important to help people who are suffering from housing hardships. Churches assistance not only provide financial assistance but also offer emotional and spiritual support to families in need. If you need help then directly contact the churches, through their official website or by calling their phone number.
- Places that Help with Foundation Repair Home Cost – Get Now - July 15, 2025
- Top 15 Churches That Help With Shelter – Tips to Get - July 14, 2025
- 15 Local Churches Near Me That Help With Bills – Tips to Get - July 13, 2025